Motorcycle Insurance

Motorcycle Insurance

Motorcycle Insurance Policies can provide basic protection for damage to your motorcycle, injuries, and lawsuit protection. Expanded protection can be added for emergencies, repairs, and personal property. Choose the coverage that’s right for you from The Wickstrand Agency’s range of policy options. This can be offered through several well-respected insurance companies.
Understanding Coverage
  • We start by helping you understand your coverage options and how they fit your needs.
  • Your policy is comprised of the options you select. Coverage are priced individually, so how much you will pay depends on how broad your coverage is and at what limits you select.
  • Deductibles lower the premium price by shifting part of the loss payment to you. For example, if you had a $250 deductible, you would need to pay the first $250 of the covered loss. Higher deductibles generally lower your premium, but increase the amount you must pay if a loss occurs.
 
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Collision Coverage

Whether it’s icy roadways, a blind spot, or an uncontrolled intersection, Collision Coverage pays any amount more than your deductible to restore the damage done to your vehicle to factory new condition in the event of an accident.

Motorcycle Types

Whether you’re taking to the back-roads on a classic bike or traveling the highways on a touring cycle, we provide coverage for a variety of bike types: Classics, Cruisers, Custom, Sport, Touring, Trike Conversion.

Liability

You never know when someone might get hurt in an accident. You could stand to lose a lot if you are at fault. Liability Coverage provides protection again financial loss.

Medical Payments Coverage

It’s been a month since the accident and you just received your first hospital bill. Medical Payments Coverage makes sure you’re protected against the income losses caused by medical and funeral expenses.

Optional Equipment Coverage

Adding features to your vehicle may add a personal touch but they can get “spendy”. That’s why we provide Optional/Add-on Equipment Coverage.

Safety Apparel Coverage

Have a nice helmet? Got some sweet leathers? Make sure you don’t have to pay for it all over again if you get into an accident.

Transport Trailer Coverage

Sometimes transport trailers cost just as much as the vehicles that you own. That’s why we offer Transport Trailer Coverage. To make sure that your transport trailer is protected.